Our Services
Honest and Professional Financial Services
Honest and Professional Financial ServicesRegardless of whether you are experienced with financial planning, or you are brand new to this, we will guide you, step-by-step, through the process.
Initially we sit down with you and work out your financial goals. Once your goals have been established, we develop a customized financial plan, selecting the most appropriate strategies to suit your unique situation, your vision and your objectives. Then, we help you carry out your plan and work toward achieving your goals.
Financial services we offer access to include:
- Investment management
- Retirement strategies for lifetime income
- Estate conservation
- Insurance and annuity products
- Small business retirement plans
- Legacy planning
As a local and friendly firm, you can be comfortable asking us for help – no question is too simple.
Take the first step towards a strong financial foundation by contacting Oakmont Financial now at 707-539-5980.
Estate
Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate can spell out your healthcare wishes and help ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so.
Retirement
Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources.
Investment
Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflect your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snarl some investors.
Insurance
Insurance transfers the financial risk of life's events to an insurance company. A sound insurance program can help protect your family from the financial consequences of those events. A program can include personal insurance, liability insurance, and life insurance.
Money
One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.
Lifestyle
Creating a life map involves a close review of personal finances and an assessment of other building blocks. Lifestyle matters looks at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual “enjoy the journey.”